While FIT has a range of insurance coverage, this does not cover members for personal injury, nor can FIT be held liable for any such injury.

The FIT Committee strongly recommends that each member take out a membership or insurance policy that provides cover for personal injury.  You can do this by choosing the Triathlon Australia Adult competitor membership as part of your FIT membership, or separately through other organisations such as Cycling Australia,  Pedal Power and  Bicycle Victoria — each offer members some personal injury insurance coverage.

It is up to each member to investigate their own insurance needs and take appropriate action.